As I am sitting at the red light, I look at the clock on the dash. Oh good, I have more than enough time to stop at Dunkin Donuts for my fav, hazelnut black no sugar before my meeting…yummmm. I am the first car in the right lane and the light turns green. I lift my foot from the brake and gently press the accelerator and proceed straight. I don’t even make it to the middle of the intersection and I see the car in the left lane (which by the way was a turn only lane) swirve towards my car. I slam my hand onto the horn but it was too late.
The car pulls over to the side of the road and I pull behind him. My body trembles as I reach for the door to open it. I was so grateful that I wasn’t hurt. It could’ve been worse. But I definitely didn’t want to see the damage. I knew it was going to be bad. My poor jallopy!
I get out of the car and the idiot was screaming at me! Little did this guy know, I don’t put up with that crap anymore. I’m not calling him an idiot because he hit me. Everyone makes mistakes. But don’t be like an a-hole husband that yells at his wife when he’s wrong. I assure you, I put him in his place, and by the end of the conversation, he was apologizing and admitting his fault.
The car was deemed a TOTAL LOSS.
I am sure by now, you are asking yourself, what the heck, how does this have to do with finances? The goal of this post is to prove that most daily decisions come down to finances. Many people gave advice such as, use the money and lease a car or finance a car. Ahhh not me…because I asked questions, I found out that I didn’t need to have my car towed and accept the total loss value based on the insurance adjuster’s estimate. I chose the salvage total loss value and was able to keep the car. FFF was able to get someone to fix my little jallopy for 1/2 the price and the other half is now mine. It also goes to prove that when you ask questions you may learn that something you may have considered to be a financial withdrawal could prove to be a deposit instead. The moral of the story is not to get into an accident…rather it is to look at the situations that are happening in your life and figure out ways to make them work for you.