My shoulders were so tight and tense they were literally parallel with my ears. I was driving home from work. Home damn it! I shouldn’t have been more stressed to go home than I was to go to work.  The whole 45 minute commute, my mind was filled with fearful thoughts....

The Fearless One says Bull-Honkey to these 3 Financial Statements

 

  1. Matters of personal finance are just that, personal. 

  2. I know what I earn and where my money is spent. 

  3. The rat race of “working hard” and paying a little extra towa...

As you already know, I don’t hold back and I say it how I see it.  I was f-n scared when I actually saw my financial life on paper.  The chart put everything in perspective.  I actually saw where my money was going.  I worked hard long hours. I was frugal, used coupons...

Realizing the need to survive was the biggest eye opener for me. No longer getting sucked dry was the short-term goal in response to that realization. What’s sucking you dry? What leeches have you wanted to rip off of your skin so you can start to become healthy emotio...

Shiny black exterior, leather interior, siruis radio.  I loved that car for about a whole two weeks.  Isn’t that the way it works.  You really want something. You buy it.  It makes you happy and then you start paying for it.  The novelty of the item wears off real quic...

Walking up to the dilapidated house on the dirt path, shingles falling off, the red painted sidingpeeling, I saw a vision of what it could be.  Opening the door, the smell of cat pee and cigarette smoke that would typically overpower anyone was ignored and I continued...

I don’t know what came over me, or maybe I do,  I just didn’t give a damn anymore.  I heard sleepiness and panic in her voice and I knew I woke her.  It was 12:15 am.  “Cheryl??? What’s going on?”  “Mom, don’t worry. Everything’s fine. Do me a favor though, unlock the...

No more f’n games.  I wasn’t giving in to demands anymore, except of course my own.  I had it planned out.  On the way to Willowbrook Mall I read aloud the informal property settlement agreement  to Michelle (my sister) as she drove.

 

We we...

With the shredded documents still in my sweaty hands, I ran to our meeting spot as I heard obscenities being screamed at me.  “You f’n  b ****” was the common theme along with a few other choice comments.  Funny though, because instead of crawling into a ball and becom...

As I approached the elevators, I giggled and it immediately turned into a full blown belly laugh.  Some have told me that my laugh is quite unique.  I guess you could say it’s a playful uncontrollable cackle.  There are certain things that I cannot change about myself....

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"The only thing to fear is fear itself"

- Franklin D. Roosevelt

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